FINANCING YOUR TINY HOUSE

Buyers of B&B Tiny Houses have plenty of flexibility when it comes to financing. Explore from multiple financing options below, and feel free to contact us if you have any questions about which choice is best for you.

Option 1: Tiny House Loan for Berkshires Residents From Adams Community Bank

We are pleased to partner with Adams Community Bank to offer loans on our RVIA-certified tiny houses to those who live in Berkshire County, MA. Rates vary according to your credit score and other factors.  For details on tiny house financing, please contact one of the following loan officers:

Laurie Pelczynski

AVP Retail Loan Officer NMLS #759491

lpelczynski@adamscommunity.com

 413.749.1122

Dawn M. Lampiasi

AVP Retail Loan Officer NMLS #462117

dlampiasi@adamscommunity.com

413.749.1166

Patricia A. Carpenter

AVP Retail Loan Officer NMLS #462116

pcarpenter@adamscommunity.com

413.749.1126

Option 2: Tiny House Loan with LightStream for those with Good to Excellent Credit

We've partnered with LightStream to bring you a low-interest loan on the tiny home you want.

Have you found the tiny home you want? Then it's time to set up your financing.

When you have good to excellent credit, you've earned a low rate on tiny home loan from our financing partner LightStream, the nation's premier online consumer lender and a division of SunTrust Bank.

With a LightStream loan, you can finance any tiny home you want. Here's what else you can expect with a LightStream loan:

  • Competitive fixed rates, backed by LightStream's Rate Beat Program
  • No home-equity requirements, no fees or prepayment penalties
  • Financing from $5,000 to $100,000
  • A refreshingly simple online loan process
  • Same-day funding available1
  • Your best loan experience ever, or LightStream will give you $1002

“I have to say, I am blown away at how easy this was to complete. You weren't kidding when you said it's guaranteed the easiest loan process ever. I thought dealing with our credit union in the past was easy, but this takes it to a whole different level.”
— J.W. from Bee Cave, TX

*Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

1You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

2After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.

Tiny house_EHL SunTrust Bank is an Equal Housing Lender. © SunTrust Banks, Inc. All rights reserved. LightStream and SunTrust are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.

Option 3: RV or Personal Loan

Request an RV or personal loan from your own bank.

This option is best for someone who’s buying a shell or frame to finish themselves.  Our shells and frames cannot be certified by the RVIA because the tiny house is not completed at our factory.

This option may also work better for those who have a longstanding relationship with their bank and have excellent credit.

It’s a good idea to shop around for the best rates.  Read our blog post on how to get the best RV or personal loan from your bank.